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For 07/05/2008
Programs Rate APR P&I
30 Year (Fixed) 6.375% 6.538% $935.8
15 Year (Fixed) 5.750% 6.075% $1245.62
3/1 Arm* 5.500% 5.761% $851.68
Calculations based on loan amount of $150,000 at an 80% loan-to-value.
*ARM loans based on 30 year term and APR may increase after closing.

Windermere Real Estate/Richard B. Smith, Inc.

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